Full cover for your home up to the amount you choose to insure it for. Cover for all sorts of unwanted surprises such as broken locks and windows. You’re also covered for temporary accommodation up to $20if damage makes your home unliveable , and hidden gradual damage up to $5a year.
Home insurance (or house insurance ) protects you from insured events that damage your home or your belongings. For example, if your home is damaged or destroyed in a fire, having the right insurance could mean the insurance provider will pay to replace your belongings and repair or rebuild your home. The Sum Insured is the maximum amount payable, after any applicable excess, to rebuild your home after a total loss (like if it burnt down).
You should review your sum insured each year to check that it’s accurate. It needs to take into account rising building costs, inflation and any changes to your home to ensure you aren’t caught short. The roof battons have rotted due to water damage - a leak. If it were a slow water pipe leak, you would be covered for damage to the fabric of the house, so on the. Your policy covers you against specific perils, such as fire, floostorm etc.
Rotting of the slate. They are talking rubbish and trying to weasel out of their responsibility. Even if you had house insurance your insurance company would have claimed from their insurance company.



